Have you been turned down for a home loan, car loan, credit card, or have been paying ridiculous interest rates? Do you want your credit report to reflect a good image of yourself and to honor your good name? Are you frustrated with errors and false information on your credit report? Good, because you can take your Financial Freedom in your hands. Don’t let those Bureaus hold you back any longer, because your Financial Freedom is in your Hands.

Now is the time to take control of your credit, improve your score and reach your goals. Healing your credit is not hard or impossible. It’s simple and easy, but it doesn’t happen overnight.

WHO ARE THEY

Those three major Bureaus are knowing by Equifax, TransUnion, and Experian. https://en.wikipedia.org/wiki/Credit_bureau

A mutual misinterpretation is thinking the credit bureaus are part of the U.S government. Against that, the reality is that Equifax, TransUnion, and Experian were set up as a private enterprise. They were not government agencies, they were not set up by the government, and they are not run by the government. There are laws they must abide by; what is also true for all other businesses as well.

HOW THEY GATHER INFORMATION

The way the bureaus gather information about us and our paying habits is to have companies report it to them. You also must know that reporting your payment history to one, two or all the credit bureaus is 100 percent voluntary. It is not required by law. This applies to both positive and negative credit. Because costs money to report to each credit bureau, in other words, they charge companies to report information to them – which means they make money by information coming in, and they make money by information going out. They do sell your information without your authorization.

As we can see your Financial Freedom is in your Hands. Start to improve your credit score, and get the accurate credit report you deserve.

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